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Tom Haney

Tom Haney

Tom Haney is a writer, translator, and editor. In addition to toiling in the communication field, he also works in the forest on his side-hustle, Sweetbark maple syrup. He lives in Centretown with his wife, daughter, and pooch, Louie.

Recent Posts:

A Beginner’s Guide to Credit Card Chargebacks

What Is a Chargeback? Chargebacks—also known as reversals—occur when funds are returned to the purchaser in a transaction, and they usually involve card-not-present (CNP) credit card transactions. At their base level, they are a consumer-protection mechanism enabled under Regulation Z of the Truth and Lending Act . Side note: Debit cardholders are afforded the same rights under Regulation E of the Electronic Fund Transfer Act.

Apple Unveils Tap and Pay Feature

In case you missed it, Apple rocked the payments world on February 8 after announcing that it was rolling out “Tap to Pay” and taking aim at some of the industry’s big players, including Block (Square). Stripe will be the first platform to partner with Apple and offer the capability and is already accepting businesses to participate in the beta program. Next up will be Shopify, followed by others in the fall.  

4 Reasons Online Reviews Matter

Excellent online reviews and customer reviews are a powerful yet underutilized tool in the world of retail. For example, they influence consumer decisions, help your business build credibility, and drive engagement. Meanwhile, over the last couple of years, the power of online reviews has increased as people have flocked online. And with U.S. retail eCommerce sales expected to grow 16.1% in 2022 to reach a staggering $1.06 trillion, online reviews will continue to shape consumer behavior. This article outlines five reasons why online reviews are essential.

First Data Credit Card Processing: 5 Common Error Messages

First Data Merchant Services—which now operates as Fiserv Merchant Services—is a familiar provider of payment terminals and one of the largest payment processors in the world. Point-of-sale terminals such as the First Data FD130 have been around for ages and allow merchants to accept major credit cards, contactless payments, and gift cards. Newer models such as the First Data FD150 build on the FD130 and feature a faster processor and more memory.

High-Risk Merchant Accounts: An Overview

Not all merchants are created equal. Nor are the payment processors that serve them. One key area where they differ is their willingness to accept risk. Some payment processors shun high-risk merchants, while others are more accommodating. This article provides an overview of high-risk merchant accounts and what it means to be a high-risk merchant. 

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