The Safest Way to Accept Curbside and Delivery Payments

Are you offering curbside pickup or delivery to your customers? If so, now is the time to accept mobile and contactless payments. A mobile, contactless terminal is ideal for curbside pick-up or delivery to limit physical contact and the potential spread of the novel coronavirus.

Now more than ever, merchants should be prepared to accommodate changing consumer tastes as more contactless cards become available and a growing number of shoppers start relying on their phones to make payments.

Ready to make a change? Here’s what you need to know.

Mobile and Contactless Payments

Mobile payment systems securely store credit and debit card information, allowing consumers to pay for purchases with those cards by waving or tapping their smartphones in front of special radio frequency readers. Mobile tap-to-pay systems rely on near-field communication (NFC) technology, which utilizes very short-range radio signals.

In the United States, the use of mobile wallet options—such as Apple Pay, Android Pay, and Samsung Pay—are popular among younger consumers and more common than contactless cards. However, major credit card issuers are rolling out more contactless cards, which could lead to increased use across older demographics. Contactless cards are a faster alternative to chip-and-PIN payments, and require less physical interaction—something consumers are mindful of more than ever.

To give yourself and your customers more flexibility, also think about getting a wireless card reader. The readers don’t require hardwired connections and can be used to accept payments anywhere. You can purchase a wireless card reader as a standalone unit or a model designed to plug into your mobile device. All contactless payments made through a wired or wireless credit card reader count as card-present transactions, so you won’t be charged extra processing fees.

Smart Terminals

A smart terminal can also help you pivot during this challenging time. A smart terminal gives you access to everything from inventory and invoices to sales reporting and customer receipts all in one place. You can also accept multiple payment types, manage business tasks, run sales reports, and scan barcodes for in-store and offsite sales.

Using a combination of hardware, software, and touchscreen design, smart terminals can:

  • Scan items and track inventory
  • Report sales information
  • Accept magstripe and EMV chip card payments
  • Send invoices and set up recurring payments
  • Take care of NFC contactless and RFID transactions
  • Capture electronic signatures
  • Print and email receipts

At Sekure, we have a number of free solutions to help you securely and seamlessly accept mobile payments, including our Payanywhere 2-in-1 and 3-in-1 Credit Card Readers. The Payanywhere Smart Terminal and Smart Flex are also excellent alternatives for on-the-go payments that allow you to accept EMV, NFC, and offline transactions.

In today’s new retail and restaurant landscape, your payment set up should include a variety of options, including mobile, contactless terminals, such as a Smart Terminal, Smart Flex, Smart POS, or 3-in-1 card readers, as well as a PaymentsHub virtual terminal or e-commerce solution, such as Authorize.net.

Things are changing fast, and with those changes come necessary changes to the way you do business. At Sekure, we’re dedicated to helping you make the transition as smoothly as possible. Reach out to us and we'll be happy to walk you through the flexible, creative to solutions we offer that will see you through to better times.

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