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Installment loans are nothing new—consumers have been using them for decades to finance big-ticket purchases like appliances, furniture, and electronics. But fintech companies have brought POS financing to the younger masses with flexible products; indeed, the process is now more seamless than ever and gaining traction. As a merchant, should you jump on the POS-lending bandwagon?
September saw a much needed boost in consumer confidence- the highest it's been since Covid-19 swept the globe. According to MarketWatch, this increase can be explained by the decline in new infections and the positive economic response.
Small businesses are reopening across the country. But as the coronavirus pandemic continues to affect much of the United States, employers are making necessary adjustments for the health and safety of their employees and customers. Merchants are also trying to find ways to attract customers and get back on their feet.
Now more than ever, merchants are looking for creative ways to save money and adapt their small business during the Covid-19 era. Lowering and even reducing credit card processing fees up to 100% is one popular way to do that.
Since customers are increasingly using their phones and contactless cards to make payments, using a mobile, contactless terminal will allow you to reach more customers, especially if you’re a retail store or restaurant owner. Moreover, in an era of COVID-19, where social distancing and shelter-in-place orders are in effect, having a mobile terminal will be handy for curbside pick-ups and deliveries.