Welcome to Sekure Merchant Services Business Resource Blog
George F. Joseph Jr. started the Penn Ohio Cigar Company in 2012, and since then, it has grown into a flourishing business. If you’re looking for a place to unwind with a nice cup of coffee and a cigar, this is the perfect place to visit if you’re ever in the area. With a little bit of patience and determination, George was able to turn a simple cigar company into a thriving business filled with loyal customers who enjoy the warm, relaxed ambiance. Can you tell us a little bit about your life before The Penn Ohio Cigar Company? I was president of an insurance brokerage company for 34 years and the cigar business was a hobby that I started in the mid to late 80’s. We grew that to a very nice and manageable size. In 2012 a company bought my insurance brokerage company and properties out so I had the privilege of an early retirement so now the cigar “hobby” is a full grown nightmare!
If you’re on Interchange Plus pricing, you might want to think about implementing some of the following techniques to lower the actual Interchange costs in an effort to lower your bottom line. Not all are practical for all businesses or card-acceptance models, but hopefully we can help you reduce costs – more so than we’re already able to with finding you a new, lower cost merchant service provider.
One of the first anti-scam measures introduce to protect the merchants against card fraud from online purchase scams is the card security code(CVC or CVC2). Introduced for the growing number of purchases where the card is not present or Card Verification Value (CVV or CVV2), allowing validation of the card number presented is the original produced by the issuer. Supplying the card security code(CSC) in a transaction is intended to verify that the customer has the card in their possession.